Get to Know FLB Insurance Agency—
Florida’s Trusted Insurance Partner
Your Local Independent Insurance Advocates
FLB Insurance Agency provides comprehensive home, auto, and commercial insurance options across the Cape Coral, FL area. As an independent broker, our focus is entirely centered on serving the community by tracking down the most competitive, high-tier policies available in the marketplace.
We know that navigating the unique Florida landscape requires deep localized asset insights. Instead of limiting your options to a single insurance carrier, we evaluate and compare risk coverage models across multiple highly-rated insurance companies to build a protective shield that fits your exact plans.
Established 2010
For over a decade, our local agency has successfully stood by Florida business owners and families, providing steady protection lines through changing market conditions.
Home & Auto Lines
We combine personal property coverage options with targeted automobile policies, securing what matters most to your family with seamless, localized premium packages.
Commercial Protection
From core Business Owner Policies (BOPs) to high-limit commercial umbrellas and property lines, we build risk management solutions built around your corporate goals.
Services
- Auto Insurance
- Business Insurance
- Commercial Auto
- Flood Insurance
- Homeowners Insurance
- Insurance Services
- Specialty Insurance
- Umbrella Insurance
Specialties
- Boat Insurance
- Motorcycle Insurance
- RV & Motorhomes
- Golf Carts
- Insurance Services
Independent Insurance Carriers
- American Integrity
- Geico
- Heritage
- Infinity
- National Flood
- NEXT
- Progressive
- Slide Insurance
- Southern Oak
- Travelers
- Universal Property
- And many more
10+ Years of Trusted Service in Southwest Florida
Who We Are
FLB Insurance Agency is an independent, family-owned firm based in Cape Coral, proudly serving individuals and businesses across Florida. Since opening our doors in 2010, we’ve built an enduring reputation for delivering personalized coverage selected from 200+ leading insurance carriers—including trusted names like FedNat, Heritage, Gulfstream, Progressive, Safeco, National Flood, and many more.
Expert, Unbiased Advice
With an prestigious A+ rating from the Better Business Bureau, we shop across top-tier carriers to secure optimal coverage alignments tailored strictly for your unique needs.
A Personal Touch
When you call FLB, you speak directly with our agency owners, Frank or Lori Bonsignore, ensuring responsive communication and real localized accountability.
Extensive Regional Experience
Over 14 years spent actively protecting homeowners, drivers, business owners, and commercial contractors throughout Cape Coral, Fort Myers, and beyond.
Business Hours
- Mon – Fri: 9:00 am - 5:00 pm
- Saturday: Closed
- Sunday: Closed
Payment Types
Languages
- English
- Italian
- Spanish
Connect With Us
Our Mission
We believe insurance should be clear, simple, and centered on you. Our mission is to protect what matters most—your family, property, and livelihood—by executing across three core operational anchors:
Offering informed, transparent insurance recommendations completely free of artificial upselling tactics.
Designing custom indemnity coverage maps that align tightly with your personal or commercial business objectives.
Assisting actively throughout your entire policy lifecycle—from initial quoting and binding to tracking renewals and claims.
What We Do
As a full-service independent agency, FLB bridges the gap between top-rated carriers and your specific operational protection requirements.
Personal Lines
- Automobile Insurance
- Homeowners Insurance
- Dedicated Flood Lines
- Personal Umbrella Liability
- Renters Insurance
- Condominium Insurance
- Classic Car Protection
Business Solutions
- General Commercial Liability
- Statutory Workers’ Compensation
- Commercial Fleet Auto Lines
- Commercial Property Assets
- Business Owner Packages (BOPs)
- Commercial Excess Umbrella
Specialty Policies
- Excess High-Exposure Flood
- Windstorm Deductible Buy-Backs
- Scheduled High-Value Item Floaters
- Marine & Yacht Insurance Solutions
- Volatile Coastal Exposure Risk Lines
Why Choose FLB?
Independent Advantage
We deliver transparent, neutral guidance compiled across an expansive independent insurer network rather than promoting a single company's limited options.
Local Risk Expertise
Decades of collective regional experience navigating Florida’s specific regulatory frameworks and structural perils—storms, floods, and complex liability scales—across residential and commercial markets.
Responsive Local Service
No automated postal runarounds or offshore call centers. When you reach out to our team, you always connect directly with real, accountable professionals right here in Cape Coral.
Commitment to Value
We continuously monitor and re-evaluate your running policies to help uncover premium savings, track rate optimizations, and ensure your business coverage bounds remain current.
Our Credentials
A+ Accreditation
Formally accredited and carrying an active top-tier A+ rating with the Better Business Bureau for transparent operational standards.
Fully Licensed
Comprehensive regulatory licensure spanning Home, Auto, Flood, Commercial Liability, Workers’ Compensation, and Specialty asset lines across the entire State of Florida.
200+ Partnerships
Direct broker appointment privileges spanning north of 200 premier underwriting networks, including elite national carriers and specialized regional risk pools.
Ready to Get Protected?
Contact FLB Insurance Agency today for expert insurance quotes in Cape Coral, FL, and across the state. Let’s find your perfect policy—fast, easy, and stress-free.
(239) 205-1500
Providing Cape Coral and all of Florida with expert insurance solutions since 2012.
Business Hours
Mon - Fri: 9:00 am - 5:00 pm
Sat - Sun: Closed
Expert insurance solutions for Cape Coral and all of Florida since 2012.
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