Boat Insurance

FLB Insurance Agency offers comparative quotes on personal boat and watercraft insurance from multiple insurance carriers, assuring you of the best possible rates. Premium costs for a boat and watercraft policy will depend on the agreed-upon values of the policy, chosen deductibles, insurability, and other factors. In this way, boat insurance is quite similar to other policy types.

For a FREE boat insurance quote, call us at (239) 317-8227. We've served the Cape Coral, FL area since 2010.

• Sinking 
• Fire
• Storms
• Theft
• Collision 

Standard boat and watercraft policies also provide reimbursement for damage to numerous items related to boating. Such items include the boat itself and the motor. Coverage also extends to the trailer deployed to tow the vessel to water. The list of covered items also includes:

Equipment permanently attached to the boat

• Anchors
• Oars
• Trolling motors
• Extra fuel tanks
• Tools
• Removable canopies
• Seat cushions
• Lifejackets and life preservers
• Skis and tow ropes
• Dinghies

Many watercraft insurance policies also cover labor costs for repairing and/or replacing the boat and any related equipment. Most standard boat insurance provides basic liability coverage, too. Florida law doesn’t require boat coverage, but to not carry some degree of coverage is not worth the risk.

Protecting your passengers and property on your boat and looking out for the well-being of your neighbors is, quite simply, the right thing to do. For more information, contact FLB Insurance Agency today.