Workers' Compensation
10+ Years of Experience | Free Consultations | Getting You the Best Rates
10+ Years of Experience
Free Consultations
Getting You the Best Rates
Get Assurance for Employer and Employee Alike
If you’re a business owner, it’s important to have the appropriate insurance protections in place if an employee is injured on the job. Workers' compensation coverage ensures that an injured worker's medical and financial needs are taken care of when accidents happen.
At the FLB Insurance Agency, we’re dedicated to helping all our clients make informed coverage decisions. That’s why we’re here to answer your every question regarding workers' compensation or about any of our other numerous commercial insurance products.
For a FREE workers' compensation policy quote, call our family-owned local agency at (239) 317-8227. We've served the Cape Coral, FL area since 2010.
What Is Workers' Compensation and Who Needs It?
Workers' compensation insurance spreads and shifts the risk for on-the-job employee injuries from employers to insurance providers. Doing so protects your business from work-related claims and legal exposure. You can breathe easier knowing employees will be properly cared for if an accident happens without posing a threat to your company’s profitability or to its solvency.
Workers' compensation provides reimbursement regardless of who’s at fault for an on-the-job injury. If the injury occurs during the normal scope of normal job duties, workers' compensation will pay all applicable benefits.
What Does Workers' Compensation Cover?
Workers' compensation covers several expenses related to a worker's recovery from an on-the-job incident:
- Lost-time payments
- Medical care reimbursement
- Rehabilitative services payments
When Should I Carry Workers' Compensation?
Even if your business is not legally required to carry workers' compensation, at FLB Insurance, we strongly recommend purchasing coverage for your workforce. If an employee sustains an on-the-job injury, responsibility for related medical payments and lost wages will ultimately fall on you, the business owner.
For more information regarding workers' compensation in the Sunshine State, or to file your workers' compensation exemption, visit here.
Dedicated to Your Business's Needs
We’re dedicated to helping all our clients make informed coverage decisions. That’s why we’re here to answer your every question regarding workers' compensation or about any of our other numerous commercial insurance products.
For your FREE consultation, call (239) 317-8227.
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